It is always a good idea to consult a financial advisor before making any major money decisions. The problem is that the decision can be challenging to know where to start making changes that will save you enough money. Many smart apps can help you save money daily if you are looking for a convenient way to build up your savings. These smart money-saving apps are not likely to waste your time or drain your money.
Check out these 7 smart money-saving apps that will not only help you save your money but they will also manage your finances efficiently.

MINT
The (Lionel Messi) of personal finance apps; this smart little powerhouse allows you to keep track of all your financial activities from all of your accounts. Every transaction is automatically recorded and summarized easily.
Mint creates a budget by noting your spending patterns and collecting your banking and investing data all in one place to give you an overview of your finances. For those worried about security concerns, this smart app is password protected and there is also a way to deactivate access from your smartphone through the Mint website. Mint is compatible with both Android and IOS.
QAPITAL
With Qapital, an intelligent money-saving program that runs digitally on a smartphone, you can manage transfers and balances as well as fund your account using your current bank account. Your money in your Qapital account even accrues interest, just like it would at a conventional bank. Qapital’s goal-oriented savings through the use of little applications set it apart from other saving apps. Additionally, you receive a free debit card that you can use to access your money even when you’re not online.
TRIM
Trim is another smart money-saving app that works like your very own financial mentor. You can simply connect all your accounts securely so the app can analyze each transaction and suggest some areas to cut back like trips to the coffee shop or any subscriptions that you have already opted for.
Trim helps you to find more affordable service providers like car insurance, cable operators and the internet. In addition, an individual will be able to get text updates about how their accounts are being maintained or any other changes they want to make.
VIGGLE
Viggle is a smart app that rewards its users. It lets its users check in to whatever show they are watching and earn some points to be redeemed soon for rewards from great brands like Barnes & Noble and Starbucks. In addition, you can earn points by playing games in Viggle. It is both compatible with Android and IOS.